Is postdating a check illegal in colorado Qartuli webcam chat
However, if the tenant writes the check with the intent to have funds in the account on the date that the check is postdated for, there is no intent to commit fraud or pass a worthless check and therefore no illegal activity has technically taken place.Accepting a check that is postdated may provide the tenant with a legal defense that negates criminal intent even if the check doesn't clear.The Uniform Commercial Code states that a bank may honor a postdated check provided the check is otherwise safe to cash and the account owner has not provided the bank with "reasonable notice of the postdating.This means that a tenant may legally postdate a check to you and that you may even be able to cash it when you receive it, but if the bank has been notified of the postdating you will have to wait until the date listed on the check instrument before you may receive the funds.Check kiting involves writing checks with insufficient balance and then putting money in the bank from another checking account, before the original check can clear.Ignorance of the law will not keep you from being convicted so don't tell the bank that you didn't know."Kiting" usually refers to writing checks before funds are available.A postdated check does show the tenant's will to pay, and if the funds are in the account on the date the check is cashed the landlord will receive the money.If the check bounces the landlord may have certain civil remedies to help recuperate the promised funds.
The tenant may know that he or she will not have the money in time, the check could have a stop-payment placed on it, or the check may bounce.
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While it may be a crime for a tenant to write a check when there are insufficient funds in his account to cover the check, California's worthless check laws may not cover a landlord if a postdated check was accepted.
According to California's bad check law, writing a check with the intent to commit fraud or knowingly writing a check when there are insufficient funds to cover the full amount of the check are both illegal.