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NEW DELHI: The government has begun work on laying down a process for individuals to be declared bankrupt, which will help them deal with a financial crisis rather than be bogged down by it.The rules being framed will help a defaulter repay the money in a structured way, rather than being forced to cough it up to banks in one go. People should be allowed to restructure their lives, " said Sumant Batra, managing partner and head of the insolvency, secured transactions & corporate law practice at law firm Kesar Dass B & Associates.

The Stamp Duty Ready Reckoner is a public document and is available for inspection at a sub- registrar’s office.Whenever you buy a piece of land/immovable property, you need to register the same with the authority concerned, so that a legal ownership title is guaranteed to you.This greatly reduces risk of fraud and helps solve disputes easily, in addition to creating and maintaining an up-to-date public record. Under the computerized Land and Property Registration system, registration is easy.The application form can either be downloaded online or obtained from the concerned authority’s office.After due verification of details, the Deed is drawn up and the registration process is complete.

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